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Benefits

Inline recognizes the importance of being able to provide our employee-owners and their families with quality benefits as a part of their overall compensation package. Therefore, Inline has developed a comprehensive benefits package that delivers quality and value while satisfying the diverse needs of our workforce. This guide highlights your benefit options offered by Inline.

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Medical Benefits

Inline's medical plans offer great flexibility in managing care for you and your family. As part of the benefits package, Inline gives employee-owners the option of choosing from two different medical plans with four tier options. These plans are administered through Blue Cross Blue Shield of Alabama.

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Dental Benefits

Staying healthy includes obtaining quality dental care for you and your family. Inline’s dental plan is provided through Blue Cross Blue Shield of Alabama, which includes an extensive network of providers and offers flexibility based upon where you choose to access care.

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Vision Benefits

Inline is pleased to offer a Vision Program through Blue Cross Blue Shield of Alabama. Our network is Blue View Vision powered by VSP.

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Life Insurance

In addition to basic life insurance, Inline offers its employees the opportunity to purchase additional voluntary life insurance through Mutual of Omaha. Employees may purchase units of $10,000 to a max of five times annual salary (or $300,000). New hire guaranteed issue is $130,000.

Employees may also purchase voluntary dependent life insurance for their spouse or child(ren). You may elect a spouse benefit of 100% of the employee's amount. Guaranteed issue for spousal coverage is $50,000.

Child benefits can be elected for $10,000. One election will cover all your children.

Benefit & age reductions will apply.

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Short-Term Disability

Mutual of Omaha's short-term disability coverage offers the following benefits:

  1.  Income Replacement: You can receive up to 60% of your weekly salary, ensuring a significant portion of your income is replaced during a short-term disability.

  2. Weekly Benefit Cap: The policy provides benefits of up to $1,500 per week, allowing you to maintain your financial stability during a short-term disability.

  3. Maximum Duration: The coverage extends for a maximum of 11 weeks, providing financial support until the disability is healed or long-term disability begins.

  4. Elimination Period: There is a 14 day elimination period, which serves as a waiting period before your short-term disability benefits start.

These benefits collectively offer financial protection and assistance in the event of a short-term disability, helping you cover expenses and maintain your quality of life during a temporary inability to work.

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Long-Term Disablility

Long-term disability coverage through Mutual of Omaha provides several key benefits:

  1.  Income Protection: You can receive up to 60% of your monthly salary, helping to maintain financial stability during a period of disability.

  2. Monthly Benefit Cap: The coverage offers a maximum benefit of up to $5,000 per month, ensuring a substantial portion of your income is replaced.

  3. Duration of Coverage: You can receive these benefits until you reach the age of social security normal retirement, offering long-term support if your disability extends for an additional period of time.

  4. Elimination Period: The policy has a 90-day elimination period, meaning there is a waiting period of 90 days before you start receiving long-term disability coverage.

 

These benefits collectively provide financial security and peace of mind in the event of a long-term disability, helping you maintain your standard of living and cover essential expenses.

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Flexible Spending Account (FSA)

Prepare for upcoming expenses by allocating pre-tax funds for out-of-pocket healthcare costs with our Flexible Spending Account (FSA). You can set aside a maximum of $3,050. The FSA will provide reimbursement for eligible expenses that are not covered by your existing health care plan.

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Employee Assistance Program (EAP)

Life is full of unexpected challenges, no matter how well you think you've planned. Fortunately, the Employee Assistance Program (EAP) is here to support you! It's designed to assist you and your family in finding solutions and bringing back your peace of mind.

With this program, you have access to confidential clinical and work-life consultations available by phone around the clock. Additionally, you're entitled to three free in-person counseling sessions for each issue you face.

North Alabama

Health Clinic and Wellness Center

We have teamed up with Huntsville Hospital to provide a comprehensive health clinic that will be available to employees, their spouses, and their dependents (ages 12-26), regardless of whether they are enrolled in Inline's health care plan. This remarkable benefit is designed to provide easy and affordable access to high-quality medical care for you and your loved ones. This benefit is offered to our North Alabama branches.  

 

The address to the Clinic is:

4960 Corporate Drive, Suite 135H

 Huntsville, AL 35805 

Operating Hours are:

Monday - Friday, 7 a.m. - 4 p.m.

 

Below are some key features of this new benefit offering:

  • Private Concierge Clinic: This clinic is not open to the public, which means your wait times will be drastically lower than if you were to visit an Urgent Care or clinic. You will receive same-day care with limited or no wait time!

 

  • No Co-Pay or Deductibles: Visiting the health clinic will come at no cost to you or your eligible family members! You can receive medical attention without any out-of-pocket expenses, making it even easier to prioritize your health and well-being. No insurance claims are filed with Blue Cross.

 

  • Comprehensive Care: The health clinic will provide a wide range of medical services, including routine check-ups, preventive care, immunizations, minor treatments, and much more. The dedicated medical professionals at Huntsville Hospital are committed to ensuring your health needs are met with the utmost care and expertise.

 

  • Inclusive Coverage: We are excited to extend this benefit to your immediate family as well. Your spouse and your dependents aged 12-26 will have access to the health clinic, even if they are not covered under Inline's health care plan. This is our way of ensuring your family receives the best care possible.

  • Eliminates costly urgent care visits and low-cost medications are dispensed on-site.

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Huntsville Hospital Wellness Center

Included with our Health Clinic benefit, Inline provides employees in the Huntsville area with Employee Membership to the Huntsville Hospital Wellness Center. Membership for a spouse or dependent can be added for $15.00 per additional participant per month.

Teladoc

Employees and their dependents have access to Teledoc at no charge! Teledoc offers around-the-clock, year-round access to U.S. board-certified doctors through video or phone consultations. This convenient service can effectively address various conditions such as cold or flu, allergies, bronchitis, UTIs, sinus problems, and more. Your Teledoc provider can diagnose and provide prescriptions through a simple phone call, and all of this comes at no cost to you!

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Voluntary Accident Insurance

Mutual of Omaha's Voluntary Accident Benefits offer employees the opportunity to safeguard their income against unforeseen expenses arising from accidents. This insurance provides compensation in the event of accidental injuries, with payments based on a schedule corresponding to the severity of the injury. You can select from two plan options, both of which include a Wellness Screening Benefit of $50. For a comprehensive list of benefits under each plan, please refer to the full summary.

Voluntary Hospital Indemnity Insurance

Hospitalization due to illness or injury is a possibility for anyone. Conventional medical insurance may not cover all the expenses associated with a hospital stay. This is where Mutual of Omaha's Hospital Indemnity coverage comes into play. If you are hospitalized for a covered sickness or injury, this coverage will provide payments to assist in covering your hospital-related expenses.

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Retirement Plans

Inline Electric Supply Company, Inc. maintains two retirement plans to offer employees.

401k

Employees are eligible to begin participate in the 401k program after 6 months of employment. Inline will match contributions dollar for dollar on the first 3% of your salary. Then $0.50 on the dollar for the next 2%.

ESOP

Employees can participate in the Employee Stock Ownership Plan (ESOP) after 1 year of employment with 1,000 hours worked. The 401k match purchases ESOP shares.

The purpose of the ESOP is to enable employees to participate in the growth and prosperity of Inline by making them a stockholder. As a stockholder, an employee has beneficial ownership in Inline.

AbsencePro FMLA

For a brief overview on how to navigate FMLA and your time away from work, please review the documents linked below.

Medicare Benefits

Informational training for employees who will soon be transitioning to Medicare.

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